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Best Pay by Phone Casino Sites in February 2024

Pay by phone casinos are a new and innovative way for players to deposit funds and play their favourite casino games. This new technology allows players to make deposits using their mobile phones and charge the amount to their phone bill, making it a convenient and easy option for online gambling. Pay by phone casinos are becoming increasingly popular among gamblers for their ease of use and added security features.

In this article, we listed the best pay by phone casinos UK has to offer, took a closer look at this payment method’s benefits and how it compares to traditional online casinos and other online casino payment methods. From the convenience of making quick deposits to the added layer of security, pay by mobile casino sites offer many advantages for players to consider.

Top-Ranked British Pay By Phone Casino Sites

Below, you will find top 5 pay by phone bill UK casino sites that passed our stringent criteria and made it to our shortlist. Slots Animal is our top pick, with Aladdin Slots and Loot Casino following closely behind.

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  • High Rtp
  • Bingo and Slots
  • Loyalty Rewards

5 Free Spins No Deposit on Wolf Gold

New players only, no deposit required, valid debit card verification required, 65x wagering requirements, max bonus conversion to real funds equal to £50, T&Cs apply. See full T&Cs for more detail. 18+ Please Play Responsibly.

  • Free Spins
  • Large selection of slots
  • Popular casino

5 Free No Deposit Spins on Diamond Strike

New players only, No deposit required, valid debit card verification required, max bonus conversion £50, 65x wagering requirements, Full T&Cs apply. See full T&Cs for more detail. 18+ Please Play Responsibly.

  • Lots of Bonuses Available
  • Safe & secure
  • Rewarding Loyalty Scheme

Get 10x Your Deposit Amount up to £6000

New Players only. 1st, 2nd and 3rd ever deposit: spin multiplier wheel and win a Matchup Bonus up to 10X your deposit amount (£2,000 max bonus), £10 min fund for all 3 offers, max bonus conversion equal to lifetime deposits (up to £250), 65x WAGERING REQUIREMENTS and full T&Cs apply See full T&Cs for more detail. 18+ Please Play Responsibly.

  • Lots of Bonuses Available
  • Large selection of games
  • Safe & secure

Deposit £10 and Win up to 500 Bonus Spins on Mega Wheel

New players only, £10 min fund, Free spins won via mega reel, 65x bonus wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250), T&Cs apply. See full T&Cs for more detail. 18+ Please Play Responsibly.

  • 3000+ games
  • Safe & secure
  • Impressive range of bonuses

100% Up to £200 & 20 Bonus Spins

New Players Only. Wager from real balance first. 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3x the bonus amount or from free spins: £20. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. See full T&Cs for more detail. 18+ Please Play Responsibly.

What Makes Our Content Trustworthy?

At CasinoSherlock, we are 100% committed to transparency, telling it as it is, and following strict UK gambling regulations when it comes to advertising, bonuses, and covering other casino aspects. We go to great lengths to check all the data including the information from casino operator’s banking and general T&Cs.

Our goal is to deliver you accurate, up-to-date, and candid information without misleading embellishments.

To build this page our payment methods expert with 10+ years of experience in the gambling industry, Tolulope Kehinde, took a deep dive into the topic and did an extensive research including:

  • 30 hours of testing pay by mobile casino sites’ payout procedures, deposit limits and processing times
  • 5+ hours in thoroughly reading payment policies and general terms and conditions
  • 15+ hours in drafting the analysis, creating and polishing the content, and compiling the best pay by mobile casino sites selection
  • 5 hours each month to double-check the accuracy of the existing information and update it if necessary

What Is a Pay By Phone Casino?

Pay by phone is a modern payment option in casinos that allows players to make casino deposits using their mobile phone credit or bill. Players can deposit by phone bill and fund their online gambling accounts this way.

The pay by phone feature has recently gained more popularity in regions like the UK, Australia, and other parts of the world. As a result, more and more UK online casinos are adopting this convenient payment method.

Pros and Cons of Using Pay by Phone Bill Casino Sites

Pay by phone doesn’t come with just one advantage, but a whole lot of them. However, there are a few flaws attached to using the service that you need to be aware of. Below, we’ll examine key pros and cons you’re bound to encounter If you deposit by phone bill casino.

  • Thumbs-Up Icon Payment speed
  • Thumbs-Up Icon Play now, pay with your next bill cycle
  • Thumbs-Up Icon Well-optimised for mobile casinos
  • Thumbs-Up Icon High-level of security and data protection
  • Thumbs-Up Icon Promotes responsible gambling
  • Thumbs-Down Icon Cannot be used for withdrawal
  • Thumbs-Down Icon Maximum deposit limits are often low
  • Thumbs-Down Icon Some online casinos charge a processing fee

A Detailed Look Into Pros

Pay by phone is a very useful method in online casinos, and there are many benefits that players stand to gain from using the service. First of all, Pay by phone bill is one of the quick deposit methods in casinos. You select your phone number and go through the on-screen prompt to deposit as long as you have sufficient credit on your mobile.

⚡ Did you know? Typically, deposits are instant, but they sometimes take 2-10 minutes to reflect.

Secondly, deposits are billed to your phone account, allowing for payment at your next billing cycle, except for ‘pay as you go’ mobile users. In this case, the deposits are deducted from your account balance.

Pay by phone bill is fully supported on mobile casinos, and the optimisation is great, which makes the whole process even smoother. You can fund the mobile casino by phone and place wagers on games via the same phone.

Safety and security is another department where Pay by phone excels. It does not require any sensitive information from you before you make deposits. All mobile casino payments via this route go through your mobile number. You either activate the process by USSD, SMS or directly on the site.

Cons Summary

Players are bound to experience a 3 main downsides if using pay by phone bill feature.

❌ Though pay by phone is swift for deposits, it cannot be used as a withdrawal option.

Unlike major payment methods like eWallets, prepaid cards, and bank transfers, phone bill payments often come with capped deposit limits. In most casinos in the UK, players are not allowed to make phone bill deposits of above £30, which is a downside for high rollers.

While your mobile service provider won’t impose a fee for making payments by mobile at casinos, be aware that certain gambling sites may apply a minor fee for transactions or processing when using their pay by phone deposit feature.

How to Deposit by Mobile Casino

To make a deposit with phone bill, you need to follow 5 easy steps:

  1. Login to your casino account
  2. Head to the cashier page
  3. Click “Deposit” and choose Pay by phone as your preferred deposit option
  4. Input deposit amount and select “Proceed”
  5. When you receive a confirmation code to your phone, confirm it to receive funds and enjoy playing your favourite games!

As you can see, deposit by phone bill process is very simple, and it does not require signing up on any online payment portal or giving out sensitive details.

Withdrawal & Deposit Limits on Pay By Phone Casinos

Most phone bill casino sites only permit a maximum phone credit deposit of up to £30 every 24 hours. This limit promotes responsible gambling by controlling funding rates by phone. However, there are a few UK casinos that still permit higher deposits. Before you make a deposit by phone bill casino UK, make sure to confirm these details on your preferred platform’s Terms and Conditions page.

Unfortunately, if you play at a mobile deposit casino, there will be no withdrawal limit, as players cannot make direct withdrawals by using the pay by phone bill feature.

❗ As of writing this review article, the phone credit feature is only available for deposits.

Nonetheless, there are several ways to withdraw from Pay by phone casinos. You’ll have to use one of the traditional payment methods to make a casino withdrawal.

All pay by phone casino platforms offer alternative banking options for both deposits and withdrawals. Players can use prepaid cards, e-Wallets like Neteller, Paypal, or Skrill, or wire transfers for withdrawals.

How to Deposit by Mobile Casino: Two Simple Ways

Pay by phone bill option features 2 main payment modes you can use for deposits:

  1. Payment by SMS
  2. Payment via mobile top-up

Pay by Phone Casino

Payment By SMS

Pay by phone features a pay by SMS option, which allows players to make casino payments via text message. It is the same pay by phone deposit process but with SMS confirmation. Once you input your mobile number during the transaction, you receive a text containing the confirmation code. Though there are other more direct methods, pay by SMS is one of the most reliable ones.

Payment Via Mobile Top-up

Mobile top-up is the basic payment method while using the pay by phone feature in casinos. All you need to do is select your deposit method on the payment page and input an amount. Accept on-screen prompts, which will pop up on your mobile screen to confirm the payment. It is one of the fastest methods as it involves just direct clicking actions.

Remember that the deposit amount chosen must be slightly lower than your phone credit balance for transactions to be successful. If you have a £20 phone credit balance, it would be best to make deposits between £10-18.

This way, you will have enough for any hidden charges.

We strongly advise you to read the Terms and Conditions of your chosen casino to ensure you are on the right path.

Both of these pay by phone methods are very fast, allowing players to make quick deposits while in the middle of gaming sessions.

Service Charges & Fees on Pay By Phone Casinos

Typically, there are no service charges attached to phone credit deposits. However, it all depends on the pay by mobile casino UK players register with, and the phone network provider.

❗ Be aware: In some cases, a network provider deducts service charges, and there may also be extra fees from casinos.

How We Rank Pay By Phone Casinos

When deciding whether we will include a Pay by phone casino site in our listings, we assess criteria we find important to ensure excellent service is provided to players. Below are 6 essential factors we take into account while choosing the best pay by phone casino sites:

  1. Safety and trustworthiness
  2. Bonus & promotional offers
  3. Service charges
  4. Customer service
  5. Website navigation
  6. Availability of Games

Safety and Trustworthiness

Safety is paramount in online gambling sites, so one of the first things we consider is licencing. Unlicensed sites are risky as they pose potential threats to players. We ensure that every casino we list holds a valid licence from the British official regulatory body: the UK Gambling Commission.

Pay by phone bill casino UK punters register with has to feature the latest SSL 128-bit encryption technologies to protect users’ data from prying eyes, so we check for this safety measure too.

To confirm that a pay by phone casino we recommend is trustworthy, we ensure its games are regularly audited for fairness, signified by certifications from independent agencies like eCOGRA. A credible casino has to offer secure and recognised payment methods so we look into this as well.

Online reputation is another aspect we check – we read reviews and feedback from real British players on forums and websites, as consistent negative remarks or unresolved issues are warning signs.

Transparency in terms and conditions, bonus policies, and withdrawal processes is essential, with vagueness being a potential red flag we take note of while conducting our research.

Bonus & Promotional Offers

We assess casino bonuses by checking the number and variety of promotions available, their values, and their terms and conditions for fairness and wagering requirements.

🎁 Some casinos give players a bonus credit for using the pay by phone feature.

Before any pay by phone casino make it to our list, we confirm that attractive bonus offers are available with fair T&Cs and wagering requirements. If we find that a casino’s bonuses or conditions change over time, we update our evaluations accordingly to ensure British players have the latest information to make better choices while gambling online.

Service Charges

Occasionally, you will be charged for using the pay by phone bill option in casinos. These charges vary according to the service provider, so its’ best to confirm this on your preferred site’s T&Cs. Typically, platforms take up to 5% of each deposit transaction, but there are rare cases where no charges apply.

We check the casino’s deposit policies and overall Terms & Conditions so we make sure that there are no hidden fees. We make sure to list the sites that offer low deposit charges and we display information about deposit fees in our reviews’ payment method section.

Customer Service

Before we choose to include a phone credit sportsbook or a casino in our recommended list, we check what kind of support it offers and it ourselves. We evaluate the support team’s responsiveness, helpfulness in resolving issues, and availability.

We think that a reputable betting site has to feature a wide range of contact channels, including email, live chat, and phone support.

If a casino doesn’t meet our criteria and doesn’t reply promptly and attentively to a our queries, we do not include them in our listings.

Website Navigation

Since casino’s navigation determines your overall gaming experience, we make sure to evaluate it thoroughly to deliver you only the best pay by phone casinos. If a pay by mobile casino has poor navigation, you are bound to experience frustrating gameplay, and this makes a negative impact on our reviews. On the other hand, good site optimisation and navigation makes a positive impact on our assessment.

Availability of Games

We evaluate casino games in gambling sites by checking their game variety, quality of game providers, free play options, and user experience across all devices. If a casino consistently offers a wide range of high-quality games, regularly updates its gaming portfolio, and makes sure all games work quickly on both desktop and mobile, it directly improves our ratings.

How Safe Are Phone Bill Casinos?

All payment methods featured on licenced casinos are secure and reliable. However, among the various options available at British online casinos, pay by phone is one of the safest.

🔐 With phone credit, you only need your phone number for transactions. The process requires an SMS message containing an activation code, and you are good to go.

The only factor that threatens phone credit funding and overall security is losing your smartphone. This situation makes it impossible to access the activation link, making it difficult to deposit unless you get a new line.

Bonuses Available on Pay By Phone Casinos

Pay by phone casinos offer a wide range of online casino bonus offers to players. Here are 4 main bonuses available at pay by phone casino sites:

  1. Signup bonus
  2. Free spins
  3. Reload bonus
  4. VIP special bonus

SignUp Bonus

Most of phone bill casino platforms offer the signup bonuses – special casino offers to new players when they register for the first time. This bonus can come in different forms, such as match deposits (usually a first deposit bonus), free spins for slot games, or a combination of both. To get this bonus, you usually need to create a new account at the casino and make a small deposit.

💡 Casino Pro Tip: Remember that there are often £30 deposit limits imposed to pay by phone feature.

Free Spins

Free spins are casino bonuses that allow you to play slot games without wagering any of your own money. They are among the most popular bonus offers available in casinos, and they come in 2 main forms: as part of an existing welcome package or as a standalone offer.

Free spins are often slot-specific, so they can only be used on certain games. However, some offers are eligible on almost all or many slot games. You can check these (and other) details in the bonus terms and conditions.

Reload Bonus

A pay by phone reload bonus is a type of casino reward that allows you to gain a specific bonus percentage for reloading your gambling account after making your first deposit. Depending on the casino, the percentage may be slightly lower than regular signup bonuses.

💡 While most casinos offer reload bonuses of about 20-50%, you can encounter offers up to 200% in rare cases.

VIP Special Bonus

VIP bonuses are exclusive rewards that casinos offer to loyal customers in the form of loyalty points, free spins, and bonus credits. They can include higher cashback rates, exclusive promotions, special gifts, access to VIP-only events or games, and personalised services as well. Top-tier customers receive these bonuses as part of the perks of being a VIP member.

Games Available on Pay By Phone Casinos

You can enjoy a wide variety of real money casino games at pay by phone casino sites. Hundreds of options are available, from roulette to video poker, blackjack, and instant play games. Also, most games come with demo modes that allow gamblers to play without using real cash.


Blackjack is one of the most common games on online gaming platforms, as it features a simple approach. In this game, the goal is to beat the dealer to reach a card value closest to 21. The game is suitable for new gamblers, and the outcome is luck-based.


At the sole mention of a casino, roulette is the game that immediately comes to mind. Roulette is a table game built around a spinning wheel of black and red stripes. There are several editions of this game in casinos. The most popular are European Roulette, American Roulette, and Russian Roulette. All variations have similar rules, but there are slight differences in the table structure.

Pay by Mobile Slots

Slots games are undoubtedly one of the most popular and widely played casino games. Every casino worldwide features at least several of these games, and slots pay by phone bill UK players have access to are numerous and diverse. From simple classic slots to themed titles and progressive jackpot slots, every British player is sure to find something to their taste.

Major software providers like NetEnt and Microgaming release new slot titles regularly, so players get to enjoy novel games all the time and spice up their gaming sessions.


Bingo is a luck-based casino game with a simple user interface, which makes it suitable for all players. The overall goal in this game is to achieve a specific numbering pattern on the board before any other player. It can be a simple arrangement of 4s diagonally or vertically across the board. It can also be in shapes in rare cases.

As this is one of the most entertaining casino games, bingo sites are prevalent in the UK.


Poker is one of the classic games that you will find in most casinos, including the pay by phone casino sites. There are several variations of poker games, such as Texas Hold’em, Omaha, and many others. Players can also enjoy tournaments with a chance to win huge prizes.

Playing Live Dealer Games on Pay By Phone Casinos

Live dealer games offer some of the best gameplay experiences in online and traditional casinos. At a pay by phone casino UK players have access to these exciting games too. The phone credit funding method does not require an extensive or time-consuming process. So, players can easily fund their accounts from the deposit menu in the middle of a live gaming session.

The popular live dealer games available on the mobile phone bill casino sites are blackjack, roulette, poker, and baccarat. Keep in mind that they often have lower wagering contributions than slots.

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    Prioritise Responsible Gambling

    Responsible gambling is a practice that encourages individuals to participate in betting and gaming activities in a way that is safe and mindful of their wellbeing and financial limits. If online casinos and individuals prioritise responsible gambling, it fosters a safer and more enjoyable gaming environment for everyone involved. Here at CasinoSherlock, we are big advocates of responsible gambling and always highlight its importance.

    A responsible gambler adheres to the following:

    • Sets and sticks to a strict budget.
    • Doesn’t chase losses.
    • Keeps track of the time and money spent on gambling.
    • Refrains from gambling when feeling upset, angry, or depressed.
    • Doesn’t let gambling interfere with their daily responsibilities.
    • Takes breaks to avoid getting too caught up in the game.

    🚫 Please note that in the UK, only individuals aged 18 and over are legally permitted to engage in gambling activities.

    If gambling stops being fun, or if you or someone you know has a gambling problem, it’s important to seek help. Reach out to organisations like GamCare or Gamble Aware that offer support and resources to promote healthy gambling habits, or call the National Gambling Helpline on 0808 8020 133.

    Our Verdict

    Pay by phone is one of the most secure options for gamblers. The instant deposit nature of the technology is top-notch, allowing players to make quick deposits without delay. Unfortunately, there is no withdrawal option for this method, so players have to use a different payment option to cash out their winnings.

    If you deposit at a casino pay by phone, no bank details or other sensitive information is required during the transactions, which makes it even safer as there is a lower risk of data leakage. We find this to be a major highlight of this payment option.

    Overall, we think that Pay by phone casino sites are a worthwhile choice for UK players, but there are still improvements we would love to see in the coming years.

    Casino Pay by Phone Bill – UK Players’ Frequently Asked Questions

    Our payment method expert Tolulope Kehinde answered UK players’ burning questions about casino pay by phone bill feature in the section below.

    1. How do I know my financial information is safe in a pay by phone casino?

    Unlike most payment methods, phone bill payments do not require sensitive information or banking details, which makes it safe. We strongly advise you to also confirm that your host casino holds a valid UKGC licence. Licenced gambling sites must ensure the safety and protection of players.

    2. Are there other alternatives to phone bill casinos?

    Yes. There are a few alternatives you can use if you do not have access to the pay by phone feature. These options include debit cards, cryptocurrencies, eWallets, Google Pay and Apple Pay.

    3. What is the minimum deposit on pay by phone casinos?

    The minimum deposit depends solely on the website you’re registered with. The general average for minimum deposits in the UK casinos is between £10 to £20. This amount applies to all deposit methods, including phone credit.

    Tolulope Kehinde - Expert Casino Author

    Tolulope Kehinde

    Verified Author


    Tolulope Kehinde is an expert author at CasinoSherlock. With ten years as a writer and researcher in the online gambling, she is a true pioneer in the industry. Tolulope's insights and expertise are invaluable in providing avid casino players with in-depth and up-to-date information on all things related to payment methods, online slots and bingo games.

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